第3章 利用技术手般操控利率使借款人陷入困境

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笔趣阁(biquge321.com)更新快,无弹窗!

ncialtechnologypanythatprovidedmobileapplicationsofferingfastandconvenientpersonalloans.thispany,namedtransFin,hadgainedthetrustofmillionsofusersforitseasyloanapplicationprocessandquickdisbursaloffunds.however,littledidtheusersknowthatbehindthisconvenience,anefariousschemewastakingplace.
    deepwithinthepany,agroupofcorruptemployeeshaddevisedaplantoexploitthepersonalloansystem.theyhadcreatedasecretalgorithmthatmanipulatedthecreditscoresofloanapplicants,ensuringthatonlythosewithahighlikelihoodofdefaultingwouldbegrantedloans.thisenabledthemtoimposeexorbitantinterestratesandtrapunsuspectingborrowersinaviciouscycleofdebt.
    Asthenumberofpeoplefallingintofinancialruingrew,whispersofthisfraudulentschemebegantocirculate.ItwasthenthatthecasecaughttheattentionofdetectiveSarahAnderson,atenaciousinvestigatorknownforherrelentlesspursuitofjustice.determinedtoexposetransFin‘scriminalactivities,sheembarkedonamissiontogatherevidenceandbringtheperpetratorstojustice.
    Sarah‘sfirststepwastodisguiseherselfasaloanapplicantandsuccessfullyapplyforaloanthroughthetransFinapp.Intheprocess,sheuncoveredthehiddenalgorithmthatmanipulatedcreditscoresanddiscoveredthenamesofthecorruptemployeesinvolved.Armedwiththisvitalinformation,shesoughttheassistanceofhertrustedpartner,detectivemikeRoberts.
    together,Sarahandmikedelveddeeperintothecase,meticulouslycollectingevidencetobuildasolidargumentagainsttransFinanditsconspirators.theyinterviewedvictimswhohadfallenvictimtothepredatorylendingpractices,carefullydocumentingtheirexperiencesandfinancialhardships.Eachvictim‘sstorypaintedaclearpictureofthepany‘sdeceitfultactics.
    Astheinvestigationgainedmomentum,transFinexecutivesgrewincreasinglyawareofthedetectives‘efforts.wantingtoprotecttheirinterests,thecorruptemployeesbegantotakedesperatemeasurestoobstructtheinvestigation.theyhackedintoSarah‘sputer,attemptingtodestroyalltheevidences
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